Your opportunity

At Schwab, you will build a rewarding career while making a difference in the lives of our millions of clients. Here, innovative thinking meets creative problem solving as we work together to challenge the status quo. We believe in the power of collaboration and value being together in the office, which is why this role is based on-site in our San Francisco office. Joining Schwab means joining a company committed to transforming the financial industry and putting clients at the center of everything we do. 

Schwab’s AI Strategy & Transformation team, known as AI.x, is the central hub for Artificial Intelligence at Schwab. We are an integrated product, engineering, strategy and risk team, all based in San Francisco. We help set the enterprise vision for AI, invest in the most promising opportunities, and accelerate delivery across the company. We also build the core platform that powers AI at scale and explore next-generation GenAI efforts that will redefine how we serve our clients. As a Senior Engineer on AI.x, you will play a key role in bringing these priorities to life by designing and delivering innovative AI solutions. 

This role is more than an engineering position. It is an opportunity to join a high-profile team shaping Schwab’s future with AI, to build solutions that matter to millions of clients, and to grow your career in one of the most exciting areas of technology today. 

As a Senior Engineer, you will design, build and deliver GenAI applications that enhance client experience and create business value. You will work closely with architects, engineers and business leaders to align solutions with Schwab’s enterprise strategy. You will mentor and coach junior engineers, helping to build strong technical practices and foster a culture of continuous learning. You will lead by example in solving complex technical challenges, advancing engineering standards, and driving rapid iteration from concept to production. Above all, you will bring curiosity, creativity, and technical depth to help shape the next generation of AI at Schwab. 

What you have

Required Qualifications

• 8+ years of software development experience and 4+ years of experience as a hands-on senior engineer in startups and/or large organizations.   
• Bachelor's degree in Computer Science or related field.  
• 5+ years of experience building complex products from scratch and running them in production.   
• 3 + years of experience building applications that use Artificial Intelligence (AI) models to deliver real business impact.   
• 3+ years of experience building applications and data pipelines that interface with large datasets.   
• 3+ years of experience with containers and cloud-native applications, and the ability to operationalize them in the public cloud with infrastructure as code.  

Preferred Qualifications

• Strong computer science fundamentals and experience working across different parts of the tech stack.  
• Experience working with proprietary or open-source LLMs (Gemini, Claude, OpenAI or other models) and shipping LLM-powered applications to production.  
• Focus on quality in everything you do. Continue to raise the bar and drive others to deliver high-quality products, with experience writing tests at all levels of the test pyramid.  
• Experience writing and running evaluations to ensure quality and monitor consistency in LLM-generated responses and actions.  
• Strong communication skills – you balance written and verbal communication to clearly share your perspective with others on the team.   
• Experience mentoring junior engineers and helping them grow their technical skills through clear feedback and code reviews.   
• Demonstrated mindset of continuous learning and improvement.   
• Ability to solve complex problems with ambiguous or incomplete data in highly distributed systems.   
• Demonstrated business domain knowledge related to all products you have worked on.   
• Curiosity about new technologies and processes – you always seek to improve yourself and everyone around you and proactively seek and share knowledge with others on your team.   
• Experience with Python and front-end development preferred but not required.   
• Master's or advanced degrees in Computer Science or related fields. 

In addition to the salary range, this role is also eligible for bonus or incentive opportunities. 

What’s in it for you

At Schwab, you’re empowered to shape your future. We champion your growth through meaningful work, continuous learning, and a culture of trust and collaboration—so you can build the skills to make a lasting impact. Our Hybrid Work and Flexibility approach balances our ongoing commitment to workplace flexibility, serving our clients, and our strong belief in the value of being together in person on a regular basis.

We offer a competitive benefits package that takes care of the whole you – both today and in the future:

• 401(k) with company match and Employee stock purchase plan
• Paid time for vacation, volunteering, and 28-day sabbatical after every 5 years of service for eligible positions
• Paid parental leave and family building benefits
• Tuition reimbursement
• Health, dental, and vision insurance